California Native American Purchase Home Mortgages
Proudly Serving California Native Americans
California Native American Purchase Mortgage Lender
If you’re looking to purchase a home in California, whether it’s a move-in ready property, a fixer-upper with potential, or a custom-built dream home, your California Native American Home Mortgage Benefit can make it all possible. Capital Home Mortgage California is here to help you unlock the full advantages of this unique mortgage program, guiding you through the process and ensuring you understand the benefits of buying, renovating, or constructing a home. We’ll also walk you through the current California Native American Mortgage Rates, helping you determine the perfect time to take action.
As a direct California Native American Mortgage Lender, Capital Home Mortgage California provides a seamless experience by managing the entire process in-house—from underwriting to approval and funding. This hands-on control allows us to eliminate unnecessary delays, ensuring you enjoy a smooth, stress-free journey toward homeownership. Our expertise in Native American home loans means we know the ins and outs of the program, so you can rest assured you’re in capable hands.
Now is the time to take the next step toward your dream home. Contact one of our experienced California Native American Mortgage Professionals today, and we’ll guide you through every aspect of the application, pre-qualification, and approval process. Call us at (800) 699-4943 to speak with a dedicated Loan Officer who will ensure your mortgage experience is as efficient and successful as possible.
Thank you for choosing us to assist in your journey toward owning a home through the California Native American Home Loan program. Let’s work together to bring your homeownership dreams to life!
California Native American Purchase Home Mortgages
Capital Home Mortgage California is honored to support California Native Americans in realizing their aspiration of home ownership. Whether you wish to buy an existing home, renovate a property to suit your needs or construct your ideal dream home, we are here to help. The advantages of a California Native American Purchase Home Mortgage include:
- Single-family, one- to four-unit homes only.
- Competitive pricing and terms.
- The borrower must be a currently enrolled member of a Federally Recognized Tribe.
- No matter the purchase option you choose no mortgage insurance.
- All purchase loans are manually underwritten allowing common sense decisions.
- Alternate trades are accepted such as utility bills, etc.
- Seller paid closing costs are allowed to 6% of purchase price, as well as, tribal grants.
- Purchase Down Payments are typically only 2.25%, but loans under 50K are 1.25%.
California Native American Purchase Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for Securities
- Property securing the Loan
- occupancy of the property
- Loan to value of the property
- Borrower’s credit Rating
Why California Native Americans Are Choosing Capital Home Mortgage
Close On Time with True Approval
Control Application to Funding
Great Rates / Low Fees
Direct VA Mortgage Lender
Exceptional Customer Service
Application to Final Payment
