Alabama Native American Purchase Home Mortgages
Proudly Serving Alabama Native Americans
Alabama Native American Purchase Mortgage Lender
If you’re considering buying a home in Alabama, renovating a fixer-upper, or constructing a new property, the Alabama Native American Home Mortgage Benefit could be your ticket to achieving those goals. At Capital Home Mortgage Alabama, we are dedicated to helping you navigate the ins and outs of this exceptional benefit. Our experienced team is ready to assist you in identifying the optimal time to take advantage of your Alabama Native American Home Mortgage Benefit, providing detailed insights into current rates and available options.
As a direct Alabama Native American Mortgage Lender, Capital Home Mortgage Alabama handles the entire lending process, from underwriting to final approval and funding. Our ability to oversee every step ensures a streamlined, efficient, and hassle-free experience, allowing you to move forward confidently.
Are you ready to take the next step? Reach out to one of our Alabama Native American Mortgage Specialists today. Our experts are prepared to answer any questions and assist you through the application, pre-qualification, and approval process. Call us now at (800) 699-4943 to speak with a Loan Officer.
We appreciate the opportunity to assist you in achieving your homeownership goals through the Alabama Native American Home Loan program. Let’s make your vision a reality!
Alabama Native American Purchase Home Mortgages
- Single-family, one- to four-unit homes only.
- Competitive pricing and terms.
- The borrower must be a currently enrolled member of a Federally Recognized Tribe.
- No matter the purchase option you choose no mortgage insurance.
- All purchase loans are manually underwritten allowing common sense decisions.
- Alternate trades are accepted such as utility bills, etc.
- Seller paid closing costs are allowed to 6% of purchase price, as well as, tribal grants.
- Purchase Down Payments are typically only 2.25%, but loans under 50K are 1.25%.
Alabama Native American Purchase Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for Securities
- Property securing the Loan
- occupancy of the property
- Loan to value of the property
- Borrower’s credit Rating
Why Alabama Native Americans Are Choosing Capital Home Mortgage
Close On Time with True Approval
Control Application to Funding
Great Rates / Low Fees
Direct VA Mortgage Lender
Exceptional Customer Service
Application to Final Payment
